Ok, I know I have it good first off. My husband supports me both financially and emotionally-he encouraged me to go after what I wanted.
I know I couldn't be doing what I am doing if I didn't have his support. While we do good with our business, we cannot live off of it. He works in Seattle and commutes 3 hours a day on the bus for his job. Our business is what he has encouraged me to do, and to also let me stay at home.
But then, when we bought our house 3 years ago, he based the mortgage on his income, not two incomes. We also bought less than we could have qualified for. We live within our means. We don't buy tons of junk on credit cards. Yes, we own 3 vehicles right now, 2 are paid off, the third is almost done. Will we buy new cars? No. Our main driving car is a 93' diesel Mercedes we run on Biodiesel.
We have an idea where we want to go. Don't get me wrong, I lust after gorgeous designer houses...and my cat has wrecked our furniture. There is times I'd love to go squander $200-300 on clothes or get a $75 haircut...but on the other hand, I'd have to have a full time job out of the house.
But I also realized I have what I need: a family, a house with equity, good food, a running car and the ability to go hiking often. For us we picked an affordable area with good schools, which happened to be centrally located to sweet hiking.
As long as I keep our "goals" in focus I stay on track.
Look at what you want in 10 years from now. Do you want a family? A house? Financial security? What will your wife want? Big questions to ask and think about.