We put all household expenses except groceries on the REI Visa card, pay it off every month, and get a nice dividend the following year. No charges if it's paid off each month. Heck, my daughter's college took the Visa card with no surcharge. I felt kinda bad doing it, but that was about $12K per year on the card for 4 years.
Not sure what we'll do with the ~$425 this year. Might wait until July, get cash, and spend it on some cool new lightweight gear...