Thanks for all the suggestions, comments, and theories so far guys.
To address the question of what will she be using it for...
She will put it on inside whatever house her company has her staying it, she will walk out to her truck, drive to work, and take it off. Reverse on the way home.
She is usually working at each city for around three months, so she ends up being at four or five different cities across the country each year.
She also loves going to national parks and going on very short hikes and taking a bazillion photos lolol.
I would say 90% of its use will be 'around town' type of use. She has been to places (just in the last year or two) such as Twin Falls ID, Cincinnati OH, Maple Grove MN, Vancouver WA, and a few places on the East Coast that I cannot remember.
We try to keep her away from the crazy cold areas during the winter time, but sometimes she has to go where she has to go in order to keep a job. She is facing temps in the low teens right now with lots of snow coming in the next few weeks.
Anyway, it was just my hope that there was something out there that I could pick up for her that would be warm, but also that she could use when she goes to places such as Seattle or here in the Redwood Forest, where it rains and rains and rains, and not have to worry about the jacket becoming worthless.
Thanks again all. I really do appreciate all the suggestions.