"Prevention obviously better than cure, but, I don't know, injury, busted flashlight, horribly lost near cliffs, happens all the time really."
It's never happened to me. It's never happened to anyone I know. I'm not sure it happens all the time, I think that might be, maybe, an overreaction statement to the folks who aren't going along with your thesis.
And if you've got even a modicum of skill, I don't believe it can be too windy to set up your shelter. It might take you some time, you might have to be patient, might take a little thought (and even a bit of thinking outside the box), but you can get it erected.
Now I'm sure you can point out some outlandish examples - but those are the few, not the many. And I'm sure you can come up with some outlandish weather situations (what about if you're in a hurricane! Try setting your shelter up in that!). But, again, those would be so rarely encountered as to be not worth figuring out. That's the kind of stuff you just have to figure out when you're in it, 'cause there is no plan that can really prepare you for it.
My 2 euros.