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On the Send Money page there are two tabs to choose from Purchase or Personal

From the PayPal site, 'Fees' at the bottom of the page -

For the Purchase of Goods and Services - As a Buyer you pay nothing.
As a Seller, you are dinged 2% to 3%
Under the Personal Transfer tab - Neither Buyer nor Seller pay, provided the funds come out of a PayPal or bank account. Otherwise 3%.
A 'Personal Transfer' Can avoid all fees.
Yet another moral dilemma...
Edited by greg23 on 08/14/2009 12:30:01 MDT.
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