On the Send Money page there are two tabs to choose from Purchase or Personal
From the PayPal site, 'Fees' at the bottom of the page -
For the Purchase of Goods and Services -
As a Buyer you pay nothing.
As a Seller, you are dinged 2% to 3%
Under the Personal Transfer tab -
Neither Buyer nor Seller pay, provided the funds come out of a PayPal or bank account. Otherwise 3%.
A 'Personal Transfer' Can avoid all fees.
Yet another moral dilemma...